SBA 7(a) Loan Program
The SBA 7(a) Loan Program offers small businesses versatile funding options for working capital, equipment purchases, or debt refinancing.
At Commercial Finance Partners, we guide you through every requirement to ensure a smooth and successful application.
Key Benefits
- BROAD USAGE:
- Fund everything from day-to-day operations to real estate acquisitions.
- LOWER EQUITY REQUIREMENTS:
- Preserve more capital for expansion, marketing, or other core needs.
- COMPETITIVE RATES:
- Benefit from government-backed guarantees that keep interest rates manageable.
- FLEXIBLE TERMS:
- Accommodate various repayment schedules, suiting short- and long-term plans alike.
SBA 7(a) Loan Program
Case Studies
How SBA 7(a) Financed a Restaurant Launch
Covered lease, equipment, and staffing:
- Lowered startup risks
- Improved cash flow management
- Allowed strategic menu development
- Bolstered marketing efforts
- Attracted wider clientele
How SBA 7(a) Boosted a Retail Expansion
Secured prime storefront locations:
- Negotiated favorable lease terms
- Increased brand visibility
- Managed inventory upgrades
- Created local job openings
- Strengthened market presence
How SBA 7(a) Restructured Debt for a Family Business
Consolidated high-interest obligations:
- Freed monthly cash flow
- Simplified repayment schedule
- Preserved family ownership
- Facilitated new product lines
- Enhanced overall stability
The SBA 7(a) Loan Program is the most popular SBA-backed financing solution, addressing various capital requirements across industries. Whether you’re starting out, expanding an existing enterprise, or consolidating debt, 7(a) loans typically come with lower down payments and extended repayment terms compared to conventional bank loans. This adaptability can free up cash flow for ongoing operations and unexpected opportunities.
Commercial Finance Partners assists in determining eligibility, collecting documentation, and structuring loan terms that align with your budget and objectives. We advocate for your business throughout the underwriting process and maintain clear lines of communication to minimize delays. By leveraging the 7(a) program, your company gains access to competitive rates and funding designed to foster growth and stability.
Why choose
Commercial Finance Partners?
- We analyze your business’s eligibility for SBA 7(a) to find the right fit.
- We streamline paperwork and ensure complete, accurate submissions.
- We leverage lender networks to secure competitive rates
- We keep you informed, avoiding surprises or delays.
- We invest in your long-term success through supportive consultation.