SBA 504 Loan Program
The SBA 504 Loan Program provides businesses with low, fixed-interest financing for major fixed assets like real estate or equipment.
At Commercial Finance Partners, we guide you through eligibility, documentation, and loan structuring to help expand your operations.
Key Benefits
- LOWER DOWN PAYMENTS:
- Preserve working capital while acquiring expensive fixed assets.
- FIXED INTEREST RATES:
- Protect your business from fluctuating market conditions and interest hikes.
- LONG REPAYMENT TERMS:
- Spread costs over 10–25 years, improving cash flow management.
- JOB CREATION FOCUS:
- Support community growth and economic development through expanded business capacity.
SBA 504 Loan Program
Case Studies
How SBA 504 Enabled a Manufacturing Plant Expansion
Added new production lines affordably:
- Locked in fixed rates
- Lowered capital barriers
- Created local jobs
- Improved output scalability
- Strengthened market position
An SBA 504 Loan Supported a Hospitality Upgrade
Purchased property with stable financing:
- Upgraded guest amenities
- Boosted occupancy rates
- Controlled long-term costs
- Streamlined cash flow
- Enhanced property value
How SBA 504 Facilitated Medical Practice Growth
Invested in modern diagnostic equipment:
- Expanded patient services
- Retained top medical staff
- Enhanced revenue potential
- Lowered operational risks
- Built stronger community trust
SBA 504 loans are designed to stimulate economic development by offering small businesses favorable terms for purchasing or upgrading fixed assets. With typically lower down payments and long-term, fixed-interest rates, these loans can significantly reduce the cost of expansion. Qualifying ventures often include manufacturing, hospitality, healthcare, and other industries seeking to invest in real estate or equipment that promotes job growth.
Commercial Finance Partners specializes in navigating the SBA’s eligibility criteria, coordinating with Certified Development Companies, and assembling the necessary documentation. We help structure the loan to optimize your monthly payments and ensure you can manage the obligations comfortably. By combining private-sector lending with government-backed guarantees, the SBA 504 Loan Program can be a game-changer for substantial capital investments.
Why choose
Commercial Finance Partners?
- We clarify SBA 504 eligibility and application steps, reducing guesswork.
- We align financing structures with your development timeline and cash flow.
- We collaborate with Certified Development Companies for efficient processing.
- We maintain transparent communication on rates, fees, and documentation.
- We champion your expansion plans, ensuring you capitalize on government-backed opportunities.