USDA B&I Loans
The USDA Business & Industry (B&I) Loan program supports rural enterprises with competitive financing for expansion, modernization, or job creation.
At Commercial Finance Partners, we guide applicants in meeting the USDA’s criteria and structuring loans that bolster community growth.
Key Benefits
- LOWER INTEREST RATES:
- Benefit from federal backing that often leads to reduced borrowing costs.
- BROAD ELIGIBILITY:
- Access funds for real estate, equipment, or working capital aligned with rural development.
- JOB CREATION FOCUS:
- Strengthen local communities by adding or retaining rural employment opportunities.
- FLEXIBLE REPAYMENT TERMS:
- Structure loan durations to match operational cash flows and business cycles.
USDA B&I Loans
Case Studies
How USDA B&I Helped a Family-Owned Farm Expand
Installed modern irrigation systems:
- Improved crop yields
- Reduced manual labor costs
- Conserved local water resources
- Enhanced community produce supply
- Bolstered rural job prospects
How USDA B&I Transformed a Rural Manufacturing Facility
Added advanced production equipment:
- Lowered production overhead
- Improved product quality
- Boosted sales in new markets
- Heightened local economic impact
- Maintained stable workforce
How USDA B&I Revitalized a Small Town Hotel
Attracted tourism and events:
- Renovated outdated facilities
- Expanded hospitality services
- Created full-time positions
- Stimulated local businesses
- Elevated regional profile
USDA B&I Loans promote economic vitality in rural areas by offering lower interest rates, flexible terms, and higher loan limits than many conventional programs. Eligible projects can include real estate acquisitions, machinery purchases, or debt refinancing aimed at boosting local employment. The program’s goal is to strengthen rural economies and encourage business development in these communities.
Commercial Finance Partners assists in evaluating your rural location, business model, and expansion plans to gauge USDA B&I suitability. We streamline the application process, coordinate with approved lenders, and ensure compliance with government guidelines. By leveraging our knowledge of both private lending and government-backed programs, you gain a clear path to securing capital for sustainable growth.
Why choose
Commercial Finance Partners?
- We understand USDA B&I guidelines and streamline compliance steps.
- We advocate for your rural project with experienced lenders and government entities.
- We ensure funding structures match seasonal or market-driven revenue cycles.
- We aim to maximize community impact while securing your business growth.
- We remain committed to your long-term success, from application to repayment.